Insurance Policies and Procedures

Travel Insurance Useful Information

Hazardous/ Dangerous Destinations:

From time to time there are official Government warnings issued by the Department of Foreign Affairs. While Murdoch University does not recommend such travel to these affected countries, it may also impact on coverage by the insurer. In some instances may even decline such cover.

Note: There is no cover if you travel to Afganistan, North Korea, Somalia, or Chechnya.

We recommend that you observe these periodic warnings by viewing websites such as www.dfat.gov.au / www.smartraveller.gov.au / www.travelsafely.com , prior to:

• booking travel
• your departure
• where possible while travelling overseas between destinations

Protecting your health and well-being :

Prior to departing for oversea travel we recommend that you take all necessary precautions against the contraction of medical illnesses and disease where vaccines are available such as hepatitis strains, malaria etc.

Who can help me with this?

• Consulting your local general practitioner
• Treating Medical Officer/s
• Travel guide-books
• Embassies
• Travel web-sites

What is a Pre-Existing Medical Condition?

This is any medical condition which you may have of an ongoing nature where treatment for such a condition/s prior to the commencement date of your travel. Medical benefits and claims are only intended for those who are injured or sick and first treated during the period of travel.

Driving a motor vehicle in a foreign country?

Prior to booking your travel in a country you intend on traveling to you must confirm your driver’s licence is recognised. Including whether you need to have an international licence as this will impact on your ability to claim.

It is your responsibility to ensure that you are adequately covered as damage to your vehicle is not covered by the university’s Corporate Travel policy. It is therefore, highly recommended that you take out all comprehensive motor insurance offered by the rental company.

Useful Links

• International Money Exchange Converter

These details are only a brief overview of the policy. If further information is required, please contact the Insurance Administrator.

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